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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,722 | $135,956-53.9% | $123,894-49.4% | $273,972-77.1% |
| Participation rate | 85.7% | 84.1%+1.7pp | 81.4%+4.3pp | 83.0%+2.7pp |
| Annual return | 12.32% | 56.63%-44.3pp | 47.52%-35.2pp | 41.46%-29.1pp |
| Employer contribution / active EE | $11,257 | $5,170+117.7% | $4,617+143.8% | $4,869+131.2% |
| Participant deferral / active EE | $10,484 | $6,343+65.3% | $5,984+75.2% | $5,287+98.3% |
| Admin fee / account holder | $576 | $9,817-94.1% | $8,357-93.1% | $10,133-94.3% |