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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,524 | $165,381-3.5% | $149,730+6.5% | $158,966+0.4% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 1.15% | 348.29%-347.1pp | 276.70%-275.5pp | 302.95%-301.8pp |
| Employer contribution / active EE | $12,047 | $5,104+136.0% | $4,645+159.3% | $4,762+153.0% |
| Participant deferral / active EE | $7,998 | $7,182+11.4% | $6,843+16.9% | $5,983+33.7% |
| Admin fee / account holder | $33,912 | $10,809+213.7% | $9,310+264.2% | $11,250+201.4% |