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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,492 | $84,518-67.5% | $67,704-59.4% | $125,389-78.1% |
| Participation rate | 66.7% | 74.8%-8.1pp | 67.5%-0.9pp | 83.2%-16.5pp |
| Annual return | -1.23% | 2.57%-3.8pp | 25.41%-26.6pp | 282.24%-283.5pp |
| Employer contribution / active EE | $4,556 | $3,292+38.4% | $2,559+78.0% | $4,866-6.4% |
| Participant deferral / active EE | $5,254 | $4,430+18.6% | $3,585+46.5% | $5,352-1.8% |
| Admin fee / account holder | $14,115 | $5,340+164.3% | $4,255+231.7% | $9,541+47.9% |