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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,605 | $209,425-54.8% | $178,499-47.0% | $158,966-40.5% |
| Participation rate | 92.9% | 86.4%+6.5pp | 81.9%+10.9pp | 82.0%+10.9pp |
| Annual return | 18.79% | 188.80%-170.0pp | 151.10%-132.3pp | 302.95%-284.2pp |
| Employer contribution / active EE | $7,297 | $5,707+27.9% | $5,011+45.6% | $4,762+53.2% |
| Participant deferral / active EE | $3,812 | $5,955-36.0% | $5,202-26.7% | $5,983-36.3% |
| Admin fee / account holder | $7,018 | $17,078-58.9% | $13,986-49.8% | $11,250-37.6% |