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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,119 | $154,228+60.2% | $145,433+69.9% | $137,256+80.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 13.47% | 74.59%-61.1pp | 66.58%-53.1pp | 220.34%-206.9pp |
| Employer contribution / active EE | $6,086 | $4,804+26.7% | $4,554+33.6% | $4,156+46.4% |
| Participant deferral / active EE | $23,150 | $8,216+181.8% | $7,897+193.1% | $6,407+261.3% |
| Admin fee / account holder | $66,673 | $14,344+364.8% | $13,129+407.8% | $12,270+443.4% |