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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,119 | $162,136+52.4% | $152,301+62.3% | $154,746+59.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 13.47% | 91.02%-77.6pp | 80.50%-67.0pp | 172.34%-158.9pp |
| Employer contribution / active EE | $6,086 | $4,890+24.4% | $4,624+31.6% | $4,379+39.0% |
| Participant deferral / active EE | $23,150 | $8,341+177.6% | $8,004+189.2% | $6,730+244.0% |
| Admin fee / account holder | $66,673 | $15,759+323.1% | $14,398+363.1% | $14,365+364.1% |