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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,621 | $135,956-82.6% | $123,894-80.9% | $273,972-91.4% |
| Participation rate | 81.8% | 84.1%-2.2pp | 81.4%+0.4pp | 83.0%-1.2pp |
| Annual return | 10.00% | 56.63%-46.6pp | 47.52%-37.5pp | 41.46%-31.5pp |
| Employer contribution / active EE | $1,758 | $5,170-66.0% | $4,617-61.9% | $4,869-63.9% |
| Participant deferral / active EE | $5,060 | $6,343-20.2% | $5,984-15.4% | $5,287-4.3% |
| Admin fee / account holder | $5,853 | $9,817-40.4% | $8,357-30.0% | $10,133-42.2% |