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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,659 | $198,462-63.9% | $170,439-58.0% | $147,585-51.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 30.13% | 257.30%-227.2pp | 205.94%-175.8pp | 578.58%-548.4pp |
| Employer contribution / active EE | $4,381 | $6,184-29.1% | $5,433-19.4% | $4,876-10.2% |
| Participant deferral / active EE | $3,608 | $5,629-35.9% | $4,939-26.9% | $5,439-33.7% |
| Admin fee / account holder | $4,566 | $16,852-72.9% | $13,881-67.1% | $10,886-58.1% |