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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,428 | $99,031+66.0% | $86,597+89.9% | $147,585+11.4% |
| Participation rate | 60.0% | 76.3%-16.3pp | 73.5%-13.5pp | 82.8%-22.8pp |
| Annual return | 21.65% | 1312.56%-1290.9pp | 964.96%-943.3pp | 578.57%-556.9pp |
| Employer contribution / active EE | $2,674 | $3,132-14.6% | $2,840-5.8% | $4,876-45.2% |
| Participant deferral / active EE | $7,506 | $3,972+88.9% | $3,609+108.0% | $5,439+38.0% |
| Admin fee / account holder | $5,353 | $5,711-6.3% | $4,906+9.1% | $10,885-50.8% |