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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,765 | $209,425-39.9% | $178,499-29.5% | $158,966-20.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 11.89% | 188.80%-176.9pp | 151.10%-139.2pp | 302.95%-291.1pp |
| Employer contribution / active EE | $3,572 | $5,707-37.4% | $5,011-28.7% | $4,762-25.0% |
| Participant deferral / active EE | $10,028 | $5,955+68.4% | $5,202+92.8% | $5,983+67.6% |
| Admin fee / account holder | $14,118 | $17,078-17.3% | $13,986+0.9% | $11,250+25.5% |