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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,571 | $185,883-42.1% | $170,043-36.7% | $139,466-22.9% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 21.60% | 60.54%-38.9pp | 53.40%-31.8pp | 373.66%-352.1pp |
| Employer contribution / active EE | $21,471 | $7,596+182.7% | $6,790+216.2% | $4,754+351.7% |
| Participant deferral / active EE | $13,922 | $11,626+19.8% | $10,410+33.7% | $6,712+107.4% |
| Admin fee / account holder | $891 | $15,393-94.2% | $12,824-93.1% | $11,409-92.2% |