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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,056 | $65,364+336.1% | $92,909+206.8% | $72,975+290.6% |
| Participation rate | 97.0% | 68.3%+28.7pp | 76.0%+21.0pp | 69.5%+27.5pp |
| Annual return | 24.54% | 42.11%-17.6pp | 109.44%-84.9pp | 81.01%-56.5pp |
| Employer contribution / active EE | $15,669 | $2,594+504.0% | $3,653+328.9% | $2,440+542.1% |
| Participant deferral / active EE | $10,570 | $3,128+237.9% | $4,238+149.4% | $3,608+193.0% |
| Admin fee / account holder | $17,507 | $4,251+311.8% | $5,795+202.1% | $5,124+241.7% |