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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,121 | $106,923+73.1% | $84,023+120.3% | $152,909+21.1% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 25.48% | 105.02%-79.5pp | 71.32%-45.8pp | 345.46%-320.0pp |
| Employer contribution / active EE | $6,603 | $2,735+141.4% | $1,984+232.9% | $4,764+38.6% |
| Participant deferral / active EE | $5,676 | $4,013+41.5% | $3,239+75.2% | $5,851-3.0% |
| Admin fee / account holder | $14,101 | $8,289+70.1% | $6,102+131.1% | $11,601+21.6% |