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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,883 | $100,073-97.1% | $85,126-96.6% | $145,877-98.0% |
| Participation rate | 75.0% | 74.1%+0.9pp | 67.5%+7.5pp | 80.3%-5.3pp |
| Annual return | 14.72% | 84.11%-69.4pp | 66.63%-51.9pp | 551.28%-536.6pp |
| Employer contribution / active EE | $842 | $3,236-74.0% | $2,731-69.2% | $4,663-82.0% |
| Participant deferral / active EE | $1,190 | $5,294-77.5% | $4,523-73.7% | $6,691-82.2% |
| Admin fee / account holder | $302 | $7,261-95.8% | $6,160-95.1% | $13,402-97.7% |