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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,837 | $162,136-50.1% | $152,301-46.9% | $154,746-47.8% |
| Participation rate | 50.0% | 84.1%-34.1pp | 82.4%-32.4pp | 80.7%-30.7pp |
| Annual return | 13.59% | 91.02%-77.4pp | 80.50%-66.9pp | 172.34%-158.7pp |
| Employer contribution / active EE | $5,402 | $4,890+10.5% | $4,624+16.8% | $4,379+23.4% |
| Participant deferral / active EE | $18,860 | $8,341+126.1% | $8,004+135.6% | $6,730+180.2% |
| Admin fee / account holder | $65,952 | $15,759+318.5% | $14,398+358.1% | $14,365+359.1% |