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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,649 | $198,457-8.5% | $170,435+6.6% | $147,586+23.1% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 19.59% | 257.30%-237.7pp | 205.94%-186.3pp | 578.59%-559.0pp |
| Employer contribution / active EE | $5,755 | $6,183-6.9% | $5,432+5.9% | $4,876+18.0% |
| Participant deferral / active EE | $5,791 | $5,629+2.9% | $4,939+17.2% | $5,439+6.5% |
| Admin fee / account holder | $485 | $16,852-97.1% | $13,881-96.5% | $10,886-95.5% |