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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,746 | $227,399-88.2% | $189,758-85.9% | $198,609-86.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 14.60% | 61.03%-46.4pp | 52.62%-38.0pp | 202.70%-188.1pp |
| Employer contribution / active EE | $2,684 | $5,526-51.4% | $4,767-43.7% | $5,055-46.9% |
| Participant deferral / active EE | $5,693 | $6,837-16.7% | $5,856-2.8% | $6,977-18.4% |
| Admin fee / account holder | $345 | $25,162-98.6% | $20,388-98.3% | $19,030-98.2% |