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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,570 | $138,075-82.9% | $123,552-80.9% | $135,379-82.6% |
| Participation rate | 50.0% | 84.7%-34.7pp | 82.3%-32.3pp | 82.6%-32.6pp |
| Annual return | -14.19% | 153.70%-167.9pp | 119.20%-133.4pp | 519.79%-534.0pp |
| Employer contribution / active EE | $2,602 | $5,152-49.5% | $4,628-43.8% | $4,779-45.5% |
| Participant deferral / active EE | $6,110 | $6,800-10.1% | $6,426-4.9% | $5,609+8.9% |
| Admin fee / account holder | $0 | $10,917-100.0% | $9,285-100.0% | $10,828-100.0% |