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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,509 | $180,459-23.8% | $154,108-10.8% | $135,380+1.6% |
| Participation rate | 66.7% | 87.4%-20.8pp | 83.0%-16.4pp | 82.6%-16.0pp |
| Annual return | -4.08% | 888.21%-892.3pp | 735.21%-739.3pp | 519.81%-523.9pp |
| Employer contribution / active EE | $4,171 | $6,035-30.9% | $5,298-21.3% | $4,779-12.7% |
| Participant deferral / active EE | $8,237 | $5,806+41.9% | $5,081+62.1% | $5,609+46.8% |
| Admin fee / account holder | $4,090 | $16,145-74.7% | $13,411-69.5% | $10,828-62.2% |