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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,671 | $185,312-65.6% | $161,489-60.6% | $154,746-58.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 12.58% | 103.84%-91.3pp | 89.72%-77.1pp | 172.34%-159.8pp |
| Employer contribution / active EE | $2,110 | $4,769-55.8% | $4,268-50.6% | $4,379-51.8% |
| Participant deferral / active EE | $5,709 | $6,350-10.1% | $5,630+1.4% | $6,730-15.2% |
| Admin fee / account holder | $3,898 | $18,654-79.1% | $16,006-75.6% | $14,365-72.9% |