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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,804 | $175,231+69.9% | $149,696+98.9% | $139,466+113.5% |
| Participation rate | 90.9% | 83.4%+7.5pp | 78.8%+12.1pp | 80.3%+10.6pp |
| Annual return | 19.53% | 166.77%-147.2pp | 134.46%-114.9pp | 373.66%-354.1pp |
| Employer contribution / active EE | $6,546 | $5,478+19.5% | $4,821+35.8% | $4,754+37.7% |
| Participant deferral / active EE | $8,090 | $6,521+24.1% | $5,682+42.4% | $6,712+20.5% |
| Admin fee / account holder | $15,254 | $16,155-5.6% | $13,212+15.5% | $11,409+33.7% |