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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,265 | $197,637+23.1% | $177,848+36.8% | $158,982+53.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 17.79% | 58.77%-41.0pp | 48.33%-30.5pp | 302.99%-285.2pp |
| Employer contribution / active EE | $16,264 | $6,698+142.8% | $5,919+174.8% | $4,763+241.5% |
| Participant deferral / active EE | $8,115 | $8,405-3.5% | $7,714+5.2% | $5,983+35.6% |
| Admin fee / account holder | $15,077 | $15,406-2.1% | $12,431+21.3% | $11,252+34.0% |