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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,331 | $154,228-23.3% | $145,433-18.6% | $137,256-13.8% |
| Participation rate | 83.3% | 83.8%-0.5pp | 82.1%+1.2pp | 80.0%+3.4pp |
| Annual return | 14.81% | 74.59%-59.8pp | 66.58%-51.8pp | 220.34%-205.5pp |
| Employer contribution / active EE | $1,728 | $4,804-64.0% | $4,554-62.1% | $4,156-58.4% |
| Participant deferral / active EE | $3,012 | $8,216-63.3% | $7,897-61.9% | $6,407-53.0% |
| Admin fee / account holder | $5,724 | $14,344-60.1% | $13,129-56.4% | $12,270-53.4% |