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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,751 | $99,668-7.9% | $86,451+6.1% | $134,545-31.8% |
| Participation rate | 14.3% | 82.1%-67.8pp | 80.3%-66.0pp | 81.2%-66.9pp |
| Annual return | -9.94% | 6789.61%-6799.6pp | 4398.51%-4408.5pp | 418.37%-428.3pp |
| Employer contribution / active EE | $0 | $4,403-100.0% | $3,770-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $4,113 | $7,249-43.3% | $6,953-40.8% | $6,401-35.7% |
| Admin fee / account holder | $7,805 | $8,377-6.8% | $6,734+15.9% | $11,431-31.7% |