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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,162 | $110,240-73.5% | $96,544-69.8% | $139,487-79.1% |
| Participation rate | 84.6% | 78.1%+6.5pp | 76.0%+8.6pp | 80.3%+4.3pp |
| Annual return | 21.01% | 26.41%-5.4pp | 25.88%-4.9pp | 373.84%-352.8pp |
| Employer contribution / active EE | $1,787 | $3,622-50.7% | $2,966-39.8% | $4,755-62.4% |
| Participant deferral / active EE | $5,426 | $5,549-2.2% | $4,851+11.8% | $6,713-19.2% |
| Admin fee / account holder | $800 | $11,602-93.1% | $8,254-90.3% | $11,407-93.0% |