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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,636 | $184,000-71.9% | $162,185-68.2% | $152,909-66.2% |
| Participation rate | 83.3% | 88.5%-5.2pp | 87.6%-4.2pp | 82.5%+0.9pp |
| Annual return | 23.30% | 150.80%-127.5pp | 115.61%-92.3pp | 345.46%-322.2pp |
| Employer contribution / active EE | $0 | $6,370-100.0% | $5,613-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $8,675 | $8,033+8.0% | $7,297+18.9% | $5,851+48.3% |
| Admin fee / account holder | $328 | $13,124-97.5% | $10,844-97.0% | $11,601-97.2% |