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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,110 | $98,776+13.5% | $149,745-25.1% | $79,856+40.4% |
| Participation rate | 93.9% | 75.8%+18.1pp | 82.5%+11.5pp | 69.6%+24.3pp |
| Annual return | 7.34% | 27.38%-20.0pp | 276.72%-269.4pp | 31.71%-24.4pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $5,352 | $5,681-5.8% | $6,843-21.8% | $3,741+43.1% |
| Admin fee / account holder | $29,286 | $6,053+383.8% | $9,312+214.5% | $5,306+451.9% |