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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,595 | $56,438-54.6% | $76,902-66.7% | $71,529-64.2% |
| Participation rate | 100.0% | 64.3%+35.7pp | 69.6%+30.4pp | 67.9%+32.1pp |
| Annual return | 20.51% | 19.05%+1.5pp | 37.91%-17.4pp | 28.97%-8.5pp |
| Employer contribution / active EE | $2,659 | $1,864+42.7% | $2,534+4.9% | $2,590+2.7% |
| Participant deferral / active EE | $1,515 | $3,136-51.7% | $3,833-60.5% | $4,291-64.7% |
| Admin fee / account holder | $787 | $1,430-44.9% | $5,479-85.6% | $1,588-50.4% |