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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,985 | $84,551-87.0% | $61,452-82.1% | $134,532-91.8% |
| Participation rate | 56.5% | 62.2%-5.7pp | 52.6%+4.0pp | 81.2%-24.7pp |
| Annual return | -15.00% | 585.39%-600.4pp | 338.96%-354.0pp | 418.27%-433.3pp |
| Employer contribution / active EE | $4,575 | $1,545+196.1% | $1,160+294.5% | $4,741-3.5% |
| Participant deferral / active EE | $2,284 | $2,818-19.0% | $2,125+7.5% | $6,401-64.3% |
| Admin fee / account holder | $360 | $2,587-86.1% | $2,131-83.1% | $11,429-96.9% |