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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,885 | $125,237-48.2% | $105,608-38.6% | $145,877-55.5% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 11.69% | 225.76%-214.1pp | 116.50%-104.8pp | 551.28%-539.6pp |
| Employer contribution / active EE | $11,352 | $3,720+205.1% | $3,167+258.4% | $4,663+143.4% |
| Participant deferral / active EE | $8,451 | $5,711+48.0% | $5,010+68.7% | $6,691+26.3% |
| Admin fee / account holder | $2,389 | $17,287-86.2% | $11,028-78.3% | $13,402-82.2% |