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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,885 | $126,519-48.7% | $106,201-38.9% | $145,959-55.5% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 11.69% | 225.10%-213.4pp | 116.26%-104.6pp | 561.95%-550.3pp |
| Employer contribution / active EE | $11,352 | $3,726+204.7% | $3,170+258.1% | $4,661+143.6% |
| Participant deferral / active EE | $8,451 | $5,716+47.9% | $5,012+68.6% | $6,689+26.3% |
| Admin fee / account holder | $2,389 | $17,312-86.2% | $11,039-78.4% | $13,398-82.2% |