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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,885 | $125,190-48.2% | $105,624-38.6% | $145,897-55.5% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 11.69% | 225.22%-213.5pp | 116.20%-104.5pp | 552.29%-540.6pp |
| Employer contribution / active EE | $11,352 | $3,720+205.1% | $3,168+258.4% | $4,663+143.5% |
| Participant deferral / active EE | $8,451 | $5,716+47.8% | $5,013+68.6% | $6,689+26.3% |
| Admin fee / account holder | $2,389 | $17,138-86.1% | $10,961-78.2% | $13,390-82.2% |