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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,391 | $138,114-11.4% | $125,391-2.4% | $134,545-9.0% |
| Participation rate | 42.9% | 84.5%-41.6pp | 82.4%-39.5pp | 81.2%-38.4pp |
| Annual return | -20.19% | 750.88%-771.1pp | 572.41%-592.6pp | 418.37%-438.6pp |
| Employer contribution / active EE | $2,291 | $5,246-56.3% | $4,816-52.4% | $4,742-51.7% |
| Participant deferral / active EE | $8,353 | $7,801+7.1% | $7,448+12.1% | $6,401+30.5% |
| Admin fee / account holder | $1,665 | $11,570-85.6% | $10,009-83.4% | $11,431-85.4% |