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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,870 | $100,060-14.2% | $149,721-42.6% | $70,126+22.5% |
| Participation rate | 60.8% | 83.6%-22.8pp | 87.1%-26.3pp | 69.5%-8.8pp |
| Annual return | 15.74% | 27.46%-11.7pp | 1501.67%-1485.9pp | 73.15%-57.4pp |
| Employer contribution / active EE | $2,603 | $3,661-28.9% | $5,444-52.2% | $2,343+11.1% |
| Participant deferral / active EE | $3,071 | $4,982-38.4% | $6,568-53.2% | $3,332-7.8% |
| Admin fee / account holder | $1,787 | $8,285-78.4% | $11,282-84.2% | $4,645-61.5% |