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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,981 | $92,766-63.4% | $82,763-58.9% | $134,545-74.7% |
| Participation rate | 60.0% | 75.2%-15.2pp | 72.6%-12.6pp | 81.2%-21.2pp |
| Annual return | -20.03% | 946.97%-967.0pp | 702.45%-722.5pp | 418.37%-438.4pp |
| Employer contribution / active EE | $1,345 | $3,273-58.9% | $3,008-55.3% | $4,742-71.6% |
| Participant deferral / active EE | $2,997 | $4,802-37.6% | $4,395-31.8% | $6,401-53.2% |
| Admin fee / account holder | $4,968 | $5,978-16.9% | $5,325-6.7% | $11,431-56.5% |