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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,483 | $157,829-64.2% | $136,867-58.7% | $198,609-71.6% |
| Participation rate | 40.0% | 77.2%-37.2pp | 74.5%-34.5pp | 82.4%-42.4pp |
| Annual return | 9.53% | 51.25%-41.7pp | 42.97%-33.4pp | 202.70%-193.2pp |
| Employer contribution / active EE | $988 | $3,923-74.8% | $3,547-72.1% | $5,055-80.4% |
| Participant deferral / active EE | $2,223 | $5,463-59.3% | $4,924-54.8% | $6,977-68.1% |
| Admin fee / account holder | $4,250 | $11,107-61.7% | $10,340-58.9% | $19,030-77.7% |