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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,417 | $93,124-59.8% | $77,100-51.5% | $134,545-72.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -19.71% | 62.68%-82.4pp | 42.35%-62.1pp | 418.37%-438.1pp |
| Employer contribution / active EE | $12,159 | $3,421+255.4% | $2,815+331.9% | $4,742+156.4% |
| Participant deferral / active EE | $9,530 | $5,242+81.8% | $4,430+115.1% | $6,401+48.9% |
| Admin fee / account holder | $335 | $6,970-95.2% | $5,443-93.9% | $11,431-97.1% |