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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,202 | $198,457-79.7% | $170,435-76.4% | $147,586-72.8% |
| Participation rate | 78.9% | 88.0%-9.0pp | 83.6%-4.7pp | 82.8%-3.9pp |
| Annual return | 16.07% | 257.30%-241.2pp | 205.94%-189.9pp | 578.59%-562.5pp |
| Employer contribution / active EE | $1,329 | $6,183-78.5% | $5,432-75.5% | $4,876-72.7% |
| Participant deferral / active EE | $3,774 | $5,629-33.0% | $4,939-23.6% | $5,439-30.6% |
| Admin fee / account holder | $542 | $16,852-96.8% | $13,881-96.1% | $10,886-95.0% |