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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,175 | $118,708-19.8% | $98,920-3.8% | $158,966-40.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 9.92% | 372.49%-362.6pp | 196.47%-186.6pp | 302.95%-293.0pp |
| Employer contribution / active EE | $2,996 | $3,334-10.1% | $2,689+11.4% | $4,762-37.1% |
| Participant deferral / active EE | $5,972 | $5,089+17.4% | $4,245+40.7% | $5,983-0.2% |
| Admin fee / account holder | $7,602 | $10,134-25.0% | $6,643+14.4% | $11,250-32.4% |