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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,381 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,999 | $55,122-49.2% | $104,625-73.2% | $73,493-61.9% |
| Participation rate | 85.2% | 67.7%+17.5pp | 74.1%+11.1pp | 70.7%+14.5pp |
| Annual return | 16.72% | 24.77%-8.0pp | 340.60%-323.9pp | 28.51%-11.8pp |
| Employer contribution / active EE | $734 | $1,464-49.9% | $2,681-72.6% | $2,270-67.7% |
| Participant deferral / active EE | $5,352 | $2,919+83.4% | $3,738+43.2% | $3,740+43.1% |
| Admin fee / account holder | $16 | $423-96.1% | $6,465-99.7% | $513-96.8% |