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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,229 | $92,743-60.9% | $82,744-56.2% | $134,532-73.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -27.38% | 946.63%-974.0pp | 702.22%-729.6pp | 418.27%-445.6pp |
| Employer contribution / active EE | $1,652 | $3,273-49.5% | $3,008-45.1% | $4,741-65.2% |
| Participant deferral / active EE | $20,094 | $4,802+318.5% | $4,395+357.2% | $6,401+213.9% |
| Admin fee / account holder | $371 | $5,977-93.8% | $5,325-93.0% | $11,429-96.8% |