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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,055 | $106,005-82.0% | $92,239-79.3% | $147,585-87.1% |
| Participation rate | 33.3% | 80.4%-47.1pp | 76.5%-43.1pp | 82.8%-49.5pp |
| Annual return | 12.73% | 50.05%-37.3pp | 176.29%-163.6pp | 578.58%-565.9pp |
| Employer contribution / active EE | $798 | $4,333-81.6% | $3,680-78.3% | $4,876-83.6% |
| Participant deferral / active EE | $1,216 | $4,478-72.9% | $3,897-68.8% | $5,439-77.6% |
| Admin fee / account holder | $404 | $6,333-93.6% | $5,194-92.2% | $10,886-96.3% |