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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,365 | $160,028-68.5% | $147,080-65.8% | $145,884-65.5% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 11.71% | 98.60%-86.9pp | 420.17%-408.5pp | 551.85%-540.1pp |
| Employer contribution / active EE | $2,482 | $5,286-53.0% | $4,933-49.7% | $4,662-46.8% |
| Participant deferral / active EE | $2,832 | $8,422-66.4% | $8,066-64.9% | $6,690-57.7% |
| Admin fee / account holder | $54 | $15,030-99.6% | $12,989-99.6% | $13,392-99.6% |