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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,198 | $211,239+60.1% | $178,528+89.4% | $145,877+131.8% |
| Participation rate | 66.7% | 80.8%-14.1pp | 77.1%-10.4pp | 80.3%-13.6pp |
| Annual return | 10.06% | 30.22%-20.2pp | 27.11%-17.1pp | 551.28%-541.2pp |
| Employer contribution / active EE | $3,264 | $4,570-28.6% | $3,950-17.4% | $4,663-30.0% |
| Participant deferral / active EE | $6,400 | $6,963-8.1% | $6,278+1.9% | $6,691-4.3% |
| Admin fee / account holder | $132,110 | $12,095+992.3% | $10,419+1168.0% | $13,402+885.7% |