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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,379 | $48,327+41.5% | $67,575+1.2% | $80,935-15.5% |
| Participation rate | 40.9% | 66.4%-25.5pp | 72.9%-32.0pp | 67.7%-26.8pp |
| Annual return | 28.25% | 18.31%+9.9pp | 3528.98%-3500.7pp | 35.66%-7.4pp |
| Employer contribution / active EE | $5,913 | $2,022+192.4% | $2,736+116.2% | $2,757+114.5% |
| Participant deferral / active EE | $886 | $2,927-69.7% | $4,003-77.9% | $4,299-79.4% |
| Admin fee / account holder | $610 | $3,692-83.5% | $3,993-84.7% | $6,924-91.2% |