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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,211 | $85,790+9.8% | $67,313+40.0% | $135,380-30.4% |
| Participation rate | 30.0% | 76.5%-46.5pp | 69.1%-39.1pp | 82.6%-52.6pp |
| Annual return | -5.45% | -0.54%-4.9pp | -4.08%-1.4pp | 519.81%-525.3pp |
| Employer contribution / active EE | $905 | $3,487-74.0% | $2,566-64.7% | $4,779-81.1% |
| Participant deferral / active EE | $1,930 | $4,651-58.5% | $3,568-45.9% | $5,609-65.6% |
| Admin fee / account holder | $8,238 | $6,392+28.9% | $4,507+82.8% | $10,828-23.9% |