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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,292 | $92,766-15.6% | $82,763-5.4% | $134,545-41.8% |
| Participation rate | 69.2% | 75.2%-6.0pp | 72.6%-3.3pp | 81.2%-12.0pp |
| Annual return | -11.01% | 946.97%-958.0pp | 702.45%-713.5pp | 418.37%-429.4pp |
| Employer contribution / active EE | $1,759 | $3,273-46.3% | $3,008-41.5% | $4,742-62.9% |
| Participant deferral / active EE | $4,078 | $4,802-15.1% | $4,395-7.2% | $6,401-36.3% |
| Admin fee / account holder | $6,465 | $5,978+8.2% | $5,325+21.4% | $11,431-43.4% |