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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,716 | $78,423-83.8% | $95,964-86.7% | $79,856-84.1% |
| Participation rate | 46.0% | 73.5%-27.5pp | 77.1%-31.1pp | 69.6%-23.6pp |
| Annual return | 32.53% | 19.37%+13.2pp | 91.64%-59.1pp | 31.71%+0.8pp |
| Employer contribution / active EE | $917 | $1,945-52.9% | $2,541-63.9% | $2,471-62.9% |
| Participant deferral / active EE | $2,272 | $3,440-33.9% | $4,167-45.5% | $3,741-39.2% |
| Admin fee / account holder | $90 | $5,622-98.4% | $6,797-98.7% | $5,306-98.3% |