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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,843 | $72,269-11.7% | $101,271-37.0% | $79,852-20.0% |
| Participation rate | 52.3% | 68.5%-16.2pp | 75.8%-23.5pp | 69.6%-17.4pp |
| Annual return | 21.85% | 22.29%-0.4pp | 46.48%-24.6pp | 31.72%-9.9pp |
| Employer contribution / active EE | $1,274 | $2,692-52.7% | $3,660-65.2% | $2,471-48.4% |
| Participant deferral / active EE | $3,522 | $3,282+7.3% | $4,371-19.4% | $3,740-5.8% |
| Admin fee / account holder | $318 | $4,401-92.8% | $5,948-94.6% | $5,306-94.0% |