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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,114 | $83,369+21.3% | $105,223-3.9% | $67,986+48.7% |
| Participation rate | 41.8% | 56.3%-14.5pp | 75.0%-33.2pp | 57.2%-15.4pp |
| Annual return | 20.56% | 24.64%-4.1pp | 180.65%-160.1pp | 31.67%-11.1pp |
| Employer contribution / active EE | $1,259 | $2,541-50.4% | $3,689-65.9% | $2,019-37.6% |
| Participant deferral / active EE | $2,894 | $3,295-12.2% | $5,072-42.9% | $3,358-13.8% |
| Admin fee / account holder | $2,019 | $4,073-50.4% | $8,859-77.2% | $3,203-37.0% |