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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,114 | $80,674+25.3% | $119,126-15.1% | $64,340+57.2% |
| Participation rate | 41.8% | 55.2%-13.4pp | 75.8%-33.9pp | 55.2%-13.4pp |
| Annual return | 20.56% | 26.86%-6.3pp | 282.11%-261.5pp | 24.14%-3.6pp |
| Employer contribution / active EE | $1,259 | $2,564-50.9% | $4,034-68.8% | $1,862-32.4% |
| Participant deferral / active EE | $2,894 | $3,053-5.2% | $5,318-45.6% | $2,980-2.9% |
| Admin fee / account holder | $2,019 | $4,559-55.7% | $10,693-81.1% | $3,703-45.5% |