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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,114 | $90,170+12.1% | $150,734-32.9% | $69,733+45.0% |
| Participation rate | 41.8% | 60.2%-18.4pp | 78.4%-36.6pp | 62.5%-20.6pp |
| Annual return | 20.56% | 16.56%+4.0pp | 600.81%-580.2pp | 15.22%+5.3pp |
| Employer contribution / active EE | $1,259 | $3,428-63.3% | $4,918-74.4% | $2,250-44.0% |
| Participant deferral / active EE | $2,894 | $3,086-6.2% | $5,610-48.4% | $3,054-5.3% |
| Admin fee / account holder | $2,019 | $4,600-56.1% | $14,905-86.5% | $3,102-34.9% |