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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,069 | $63,346-51.0% | $92,239-66.3% | $70,124-55.7% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 17.84% | 530.19%-512.4pp | 176.29%-158.5pp | 73.14%-55.3pp |
| Employer contribution / active EE | $9,189 | $2,471+271.8% | $3,680+149.7% | $2,342+292.3% |
| Participant deferral / active EE | $2,293 | $2,854-19.6% | $3,897-41.1% | $3,332-31.2% |
| Admin fee / account holder | $1,416 | $3,841-63.1% | $5,194-72.7% | $4,645-69.5% |