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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $494,351 | $124,425+297.3% | $112,040+341.2% | $137,256+260.2% |
| Participation rate | 83.3% | 79.3%+4.0pp | 76.5%+6.8pp | 80.0%+3.4pp |
| Annual return | 21.42% | 24.72%-3.3pp | 24.52%-3.1pp | 220.34%-198.9pp |
| Employer contribution / active EE | $2,138 | $3,411-37.3% | $2,954-27.6% | $4,156-48.5% |
| Participant deferral / active EE | $9,949 | $5,718+74.0% | $5,098+95.2% | $6,407+55.3% |
| Admin fee / account holder | $3,652 | $15,207-76.0% | $12,098-69.8% | $12,270-70.2% |